Amlok Project
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Overview

What Amlok docs cover and how to navigate the platform.

Design System

Color, typography, spacing, and interaction reference for Amlok.

Presentation

Single-scroll presentation for the current Amlok platform narrative.

Platform

Overview

Core platform model and surface boundaries.

How It Works

End-to-end flow from onboarding through repayment.

Funder Types

Institutional, accredited, and retail capital-provider models.

Products

Overview

Product modules that form the AMLOK capital pipeline.

Verify

Trust-oracle module for KYB, revenue, bank data, and fraud.

Verify: Integration Playbook

Implementation steps and testing flow for Verify.

Deal Card

Standardized capital-opportunity format for verified SMBs.

Deal Card: Schema Reference

Core field structure for Deal Card objects.

Decide

Policy engine and agent layer for funder-specific decisions.

Decide: Integration Playbook

Policy and agent setup for production use.

Route

Capital-routing engine for ranked and split offers.

Route: Integration Playbook

Routing strategies, offer handling, and testing guidance.

Deploy

Execution rail for disbursement and payoff workflows.

Deploy: Integration Playbook

Disbursement setup and go-live validation.

Collect

Auto-collection and fallback debit orchestration.

Collect: Integration Playbook

Collection configuration and fallback handling.

Govern

Audit trail, exports, and compliance reporting.

Govern: Integration Playbook

Audit, export, and reporting setup guidance.

Funders

Overview

How capital providers are modeled and onboarded.

Institutions

Banks, credit unions, and institutional-capital workflows.

Accredited Investors

Accredited-investor participation model and controls.

Retail Investors

Managed retail participation under heavier compliance requirements.

Agents

Underwriting-agent roles, modes, and operations.

SMB Experience

Overview

SMB-facing onboarding, funding, and repayment experience.

Onboarding Flow

Application through verification and offer generation.

RBF Product Parameters

Advance, factor, remittance, and payoff terms.

Repayment and Collections

Processor-split collections and PAD fallback behavior.

API

Overview

Core API conventions, object model, and environments.

Authentication

OAuth bearer authentication and webhook signing.

SMBs

SMB onboarding, updates, and source connections.

Verify

Verification initiation, retrieval, and export.

Deal Cards

Deal Card creation, retrieval, filtering, and refresh.

Funders

Funder creation and capital-pool management.

Policies

Underwriting policies and simulation endpoints.

Agents

Agent creation, lifecycle, and evaluation endpoints.

Routing

Matching, ranked offers, and acceptance flows.

Fundings

Funding records, disbursement, and payoff operations.

Collections

Schedules, repayment events, and delinquency handling.

Govern and Exports

Audit, reporting, exports, and metrics endpoints.

Investors

Investor portfolios, distributions, and tax documents.

Webhooks

Webhook registration, payload verification, and replay.

Errors

Error schema, status codes, and rate limits.

Regulatory

Overview

Canadian regulatory context for the AMLOK platform.

Canadian Compliance

Core compliance areas across lending, AML, and reporting.

APR Cap Compliance

APR validation and cap enforcement in offers and governance.

EMD Registration

Requirements affecting accredited and retail funder models.

Program

Overview

Implementation program and phased rollout approach.

Implementation Roadmap

Phase-by-phase path from pilot to open capital network.

  1. Docs
  2. Api
API ReferenceStable v1

API Reference

Endpoint index for authentication, core resources, webhooks, and error handling.

Last updated Mar 8, 2026

API Sections

  • Overview
  • Authentication
  • SMBs
  • Verify
  • Deal Cards
  • Funders
  • Policies
  • Agents
  • Routing
  • Fundings
  • Collections
  • Govern and Exports
  • Investors
  • Webhooks
  • Errors

Base URL

https://api.amlok.ca/v1

Core Characteristics

  • OAuth 2.0 bearer authentication
  • JSON over HTTPS
  • cursor pagination
  • idempotency keys for POST requests
  • signed webhook delivery

On this page

API SectionsBase URLCore Characteristics