Collect

Collect manages repayment schedules, payment-processor splits, PAD fallback, pauses, resumes, and delinquency visibility.

Capabilities

Component	Description
Processor Split Collection	Uses connected revenue flows for automated remittance
PAD Fallback	Triggers debit collection when processor volume is insufficient
Schedule Management	Exposes next expected collection and weekly-cap state
Delinquency Monitoring	Tracks current, grace, and escalated repayment states

Build vs. Integrate

• Build: collection rules, cap logic, delinquency state, orchestration
• Integrate: Stripe, Square, Shopify, PAD rails

Integration Points

• Active fundings
• Payment processors
• Bank-debit providers

API Endpoints

• API: Collections
• API: Fundings

Related Modules

• Upstream: Deploy
• Downstream: Govern