Regulatory

APR Cap Compliance

APR validation requirements across Deal Cards and funding structures.

Last updated Mar 8, 2026

APR Cap Compliance

APR validation is part of the AMLOK decision and governance flow.

Core Principle

Every product structure should be evaluated against the relevant criminal-rate cap before an offer is allowed to proceed.

Operational Impact

  • Deal Cards carry APR compliance state
  • policies can enforce APR ceilings
  • govern exports should include APR validation history