Amlok Project
SMB Guide

Repayment and Collections

SMB-facing repayment behavior, processor splits, and fallback collection flows.

Last updated Mar 8, 2026

Repayment and Collections

AMLOK prioritizes payment-processor-native collection and uses PAD fallback when processor volume is insufficient.

Collection Model

  • percentage split from payment-processor transactions
  • PAD fallback when needed
  • weekly-cap protection where configured
  • hardship pause and resume support